Interest

When money is borrowed, an interest rate is usually attached to the principal sum. Essentially, an interest rate is the price or cost for the “use” of money between a borrower and a lender. It is often expressed as a percentage of the principal. For example, if you were to borrow $1,000 from a lender,…

How To Start Investing In Real Estate

Investing in real estate builds and diversifies your portfolio. Over the last 50 years, real estate investing has become increasingly popular. Rather than owning just a primary residence, having several investment properties can be a great way to build wealth. Real estate has “intrinsic value.” In other words, its value will likely never completely go away…

The Difference Between Federal & State Crowdfunding Exemptions

Though the JOBS Act was passed in 2012 and mandated that the Securities and Exchange Commission (SEC) issue rules regarding several statutes, most notably Title III and Title IV, which have yet to be finalized. Currently, Title III is not yet in effect, and with that knowledge, many states took matters into their own hands…

Crowdfunding 101: The Core Concepts

The term “crowdfunding” has become the latest craze for those seeking financing in various sectors. Crowdfunding is an emerging alternative financing option that involves the collection of finances from backers—the crowd—to fund a company, product or project. One of the most talked about was the recent funding of the Veronica Mars film. There are five…