When money is borrowed, an interest rate is usually attached to the principal sum. Essentially, an interest rate is the price or cost for the “use” of money between a borrower and a lender. It is often expressed as a percentage of the principal. For example, if you were to borrow $1,000 from a lender,…
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When deciding where to invest, financial experts will often advise you to “get to know yourself.” This includes knowing how much money one has available to invest, what the time frame for returns is and how hands-on he or she wants to be in movement and growth of his or her money. Consider this as building a relationship with one’s money. Along…
The term “crowdfunding” has become the latest craze for those seeking financing in various sectors. Crowdfunding is an emerging alternative financing option that involves the collection of finances from backers—the crowd—to fund a company, product or project. One of the most talked about was the recent funding of the Veronica Mars film. There are five…