When money is borrowed, an interest rate is usually attached to the principal sum. Essentially, an interest rate is the price or cost for the “use” of money between a borrower and a lender. It is often expressed as a percentage of the principal. For example, if you were to borrow $1,000 from a lender,…
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Over the past few years, crowdfunding has affected numerous industries, but none more than the real estate market. Since the passing of the JOBS Act of 2012, which eased restrictions on fundraising by small companies, it is now legal for entrepreneurs to publicly advertise their efforts to raise money. In the case of real estate, individuals…
When deciding where to invest, financial experts will often advise you to “get to know yourself.” This includes knowing how much money one has available to invest, what the time frame for returns is and how hands-on he or she wants to be in movement and growth of his or her money. Consider this as building a relationship with one’s money. Along…